Privacy Policy

Money Manager & Budget Tracker

Effective Date: December 18, 2025

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Money Manager & Budget Tracker ("we", "us", or "our") built this app as an ad-supported app. This service is provided by us at no cost and is intended for use as is.

This page is used to inform visitors regarding our policies with the collection, use, and disclosure of Personal Information if anyone decided to use our Service.

1. Information Collection and Use

We do not collect, store, or share personal information from users. The App does not require you to provide personally identifiable information to us.

However, the App uses third-party services that may collect information used to identify you in order to provide and measure advertisements and to enable core app services such as billing.

  • Google AdMob: Used for displaying advertisements. AdMob may collect device identifiers, IP addresses, and information about your interaction with ads, including for personalized advertising depending on your device and region settings.
  • Google Play services: Used for app functionality and in-app purchases.
  • Google Sign-In / Google APIs (Google Drive): Used to authenticate with your Google account (if you choose to sign in) and to enable optional backup/sync of your data to your own Google Drive account.

For more information, please review Google Privacy & Terms and the applicable policies of these third-party providers.

2. Financial Data Privacy (Local Storage & Google Drive Sync)

We respect the sensitivity of your financial information.

  • No Developer Server Storage: We do not operate our own servers to store your financial records, budgets, or transactions.
  • Local Storage: Your data may be stored locally on your device.
  • Google Drive Storage (Optional): If you choose to enable backup/sync, your data may be uploaded to your own Google Drive account using Google APIs. The data is stored in your Google account and is not stored on our servers.
  • No Access: We do not access your Google Drive files beyond what is necessary for the backup/sync feature you enable, and we do not receive or store a copy of your financial data on our systems.
  • Data Control: You are in full control of your data. You can delete local app data, disable sync, and manage or delete backups from your Google Drive at any time. Deleting the app may remove local data, but cloud backups may remain in your Google Drive unless you delete them.

3. In-App Purchases

Our App offers optional premium features through in-app purchases. All transactions are processed by the app store (for example, Google Play). We do not collect, process, or store your credit card numbers, billing addresses, or other payment details.

4. Advertisements

The App displays advertisements provided by Google AdMob. These ads help keep the service free. AdMob may use your device's advertising identifier to show you relevant ads. You can manage ad preferences or opt out of personalized ads in your device or Google settings, where available.

5. Compliance with Global Regulations

  • GDPR (EEA/UK): We do not collect personal data ourselves. Where required by law, ad providers may request consent or provide controls related to personalized advertising.
  • CCPA/CPRA (California): We do not sell your personal information.
  • COPPA: This App is not intended for children under 13. We do not knowingly collect personal data from children.

6. Security

We value your trust in using our Service. However, remember that no method of transmission over the internet or method of electronic storage is 100% secure and reliable.

7. Changes to This Privacy Policy

We may update our Privacy Policy from time to time. You are advised to review this page periodically for any changes. We will post the new Privacy Policy on this page and update the effective date above.

8. Contact Us

If you have any questions or suggestions about our Privacy Policy, please contact us: